Chase Home Lending Benefit Program

As summer advances, the mortgage purchase market is set for growth despite the Middle East conflicts and economic conditions.  Since April, the U.S. housing market shows potential for expansion in late 2025.  May saw increased home sales and eased inventory in some regions, with refinance demand starting to increase indicating favorable conditions for existing homeowners.  While affordability challenges persist, recovery signs emerge as supply grows, demand cools and renters aspire to be homeowners.

The Chase Home Lending Benefit Program for State of North Dakota Team Members offers stackable cost savings and valuable homebuyer resources to assist with affordability challenges. These benefits include:

• Exclusive Credit at Closing: Employees can enjoy a $1,000 credit at closing on a new home purchase or when refinancing an existing home loan
• Affordable Lending Options: Qualify for up to a $5,000 Homebuyer Grant, access affordable lending products with as little as a 3% down payment, reduced mortgage insurance, and lower credit score requirements
• Relationship-Based Pricing: Employees may be eligible for a rate discount based on new and existing deposit balances
• Chase Agent Express Realtor Network: Buy or sell a home through our approved realtor network and earn up to a $5,000 credit after closing
• Closing Guarantee: Receive $5,000 cash if we fail to close within 21 days of a completed mortgage application

To explore your options and take advantage of these benefits, click here.